The Genesis Program is a subscription-based approach to financial advising.

Fee-based investing according to your net worth

The Genesis Program is a subscription-based approach to financial advising. It allows access to comprehensive financial services for an annual fee rather than up-front sales charges. This type of fee-based approach to financial services is not new, but has become increasingly more popular since the financial crisis of 2008 and the implementation of the federal regulations that followed it. The Genesis Program is divided into five levels based on total net worth.

Prices start at $50 a month.


Here’s how the program works:

Each new prospective client receives a free consultation. During that meeting we will review your current investment portfolio, employee benefits information including 401k investment options, current life, health and disability income insurance policies, current income, current outstanding debts and financial goals and objectives. From this information and the risk assessment number from Riskalyze, we will build your client profile.


The next meeting will take place at least one week later and at that time the recommendations will be made. If the recommendations are agreeable then we will move forward with the program implementation. Every client will sign all forms necessary to open the recommended accounts or insurance applications. The one-time account setup fee of $400 will be collected with that paperwork. Within seven to ten days clients will receive confirmation of the open accounts (insurance policy applications will take longer to process and issue).


From that point on, each client will be entered into the automatic scheduling system. They will receive a call from a Client Services Manager to schedule their appointment during the tentatively agreed upon times of the year. Clients will also be added to the automatic invoicing system. Depending on the frequency each client prefers to pay, they will receive an email invoice, quarterly, semi-annually or annually. Annual payments are encouraged but not required. We can accept checks, debit cards, or credit cards.


Book an appointment now to find out how this program can work for you! Simply call: 419.475.9393.